00:00:00
The President:
Here are the details
that every American needs
00:00:02
to know about this plan.
00:00:04
First, if you are among the
hundreds of millions of
00:00:08
Americans who already
have health insurance,
00:00:10
nothing in this plan will
require you or your employer to
00:00:14
change the coverage or
the doctor you have.
00:00:16
Under this plan, it will be
against the law for insurance
00:00:19
companies to deny you
coverage because of
00:00:20
a preexisting condition.
00:00:23
As soon as I sign this bill,
it will be against the law for
00:00:25
insurance companies to drop your
coverage when you get sick or
00:00:29
water it down when
you need it the most.
00:00:32
They will no longer be able to
place some arbitrary cap on the
00:00:35
amount of coverage you
can receive in a given
00:00:37
year or in a lifetime.
00:00:39
We will place a limit on how
much you can be charged for
00:00:42
out-of-pocket expenses, because
in the United States of America,
00:00:45
no one should go broke
because they get sick.
00:00:47
And insurance companies
will be required to cover,
00:00:50
with no extra charge, routine
checkups and preventive care,
00:00:54
like mammograms and
colonoscopies --
00:00:56
-- because there's no reason we
shouldn't be catching diseases
00:00:59
like breast cancer and colon
cancer before they get worse.
00:01:03
If you lose your job
or you change your job,
00:01:06
you'll be able to get coverage.
00:01:08
If you strike out on your own
and start a small business,
00:01:11
you'll be able to get coverage.
00:01:13
We'll do this by creating a
new insurance exchange -- a
00:01:17
marketplace where individuals
and small businesses will be
00:01:20
able to shop for health
insurance at competitive prices.
00:01:23
Now, for those individuals and
small businesses who still can't
00:01:26
afford the lower-priced
insurance available in the
00:01:29
exchange, we'll
provide tax credits,
00:01:32
the size of which will
be based on your need.
00:01:34
For those Americans who can't
get insurance today because they
00:01:37
have preexisting
medical conditions,
00:01:39
we will immediately offer
low-cost coverage that will
00:01:42
protect you against
financial ruin if you
00:01:45
become seriously ill.
00:01:47
This was a good idea when
Senator John McCain proposed it
00:01:50
in the campaign,
it's a good idea now,
00:01:53
and we should all embrace it.
00:01:56
But an additional step we can
take to keep insurance companies
00:01:59
honest is by making a
not-for-profit public option
00:02:02
available in the
insurance exchange.
00:02:04
Let me be clear.
00:02:05
It would only be an option for
those who don't have insurance.
показать еще
русский▼
English
